Terms & Conditions

Last updated: September 3, 2026

These Terms & Conditions govern use of the E Mortgage Home Loans, Inc. website and communications related to services you request.

Mortgage Information

Information on this website is for general informational purposes and does not constitute a commitment to lend, credit approval, rate lock, legal advice, tax advice, or financial advice. Loan programs, rates, fees and terms are subject to change and borrower qualification.

SMS Messaging Terms

When you expressly opt in, E Mortgage Home Loans, Inc. may send SMS messages regarding your mortgage inquiry, requested mortgage information or quotes, appointment confirmations and reminders, application-related service updates, and follow-up related to services you requested.

Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help, or contact (858) 373-7280 / brett@emortgage.loans. Consent to receive SMS messages is not a condition of purchasing goods or services.

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to carrier availability and network conditions.

For information about how we handle personal and mobile information, see our Privacy Policy.

Website Use

You agree not to misuse this website, interfere with its operation, attempt unauthorized access, or use website content in violation of applicable law.

Contact

E Mortgage Home Loans, Inc.
5630 Camino Esmerado, Rancho Santa Fe, CA 92091
Phone: (858) 373-7280
Email: brett@emortgage.loans
Company NMLS: 1579006